Important Disclosures. Please Read Carefully.
The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. 35cash.com is not a lender and does not make loan or credit decisions. 35cash.com connects interested persons with a lender from its network of approved lenders. 35cash.com does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. 35cash.com receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, 35cash.com’s service is always free to you.
This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where 35cash.com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
By submitting your information via this website, you are authorizing 35cash.com and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize 35cash.com to share your information and credit history with a network of approved lenders and lending partners.
Lender’s Disclosure of Terms.
The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. 35cash.com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.
SMS Terms and Conditions
By clicking “Get Cash Now” (or other such button you use to submit your loan request), you agree to receive informational, promotional or marketing related SMS messages from the owner of this website and its marketing partners. This is a standard rate subscription service available on most carriers including U.S. Cellular, AT&T, Cellular One, T-Mobile, Sprint, Boost, MetroPCS, Verizon Wireless, Alltel Wireless and Virgin Mobile. Msg&Data Rates May Apply. Requires text-enabled handset. Carriers are not liable for delayed or undelivered messages. You may cancel your subscription by texting STOP to 99629. You can also get info directly on your phone by texting HELP to 99629 or contacting us at support@dryriverllc.com. Service will continue until you cancel by giving us proper notice.
You may opt-out of future email marketing messages by emailing support@35cash.com and including “unsubscribe” in the subject line.
© 2012-2021 35cash.com. All Rights Reserved.
Dry River LLC doing business as 35cash.com (“35cash.com” or “we” or “our”), owns and operates the website located at 35cash.com (the “Site”). 35cash.com provides and maintains this Site for your information, conditioned on your acceptance, without modification, of the terms, conditions and notices contained in these Terms of Use and in our Privacy Policy. By accessing and using the Site, you accept and agree without limitation to the following:
35cash.com is not a lenders or lending partners and is not responsible for any lending product advertised or offered to you, or for any credit decisions made about you. No specific loan products are offered to you on this Site. Specific loan products are offered to you directly by the lender or lending partner.
You agree that clicking “Get Cash Now” (or other such button you use to submit your loan request) acts as your electronic signature. You further consent that we and any lender or lending partner we share your request with can communicate with you electronically and that any required disclosures may be provided to you electronically, including without limitation any notices of adverse action that a lender or lending partner is required send to you. You also confirm that you have the ability to access documents electronically, including the ability to view and save PDF files.
By clicking “Submit”, I agree to receive informational, promotional or marketing related SMS messages from Dry River LLC and marketing partners. This is a standard rate subscription service available on most carriers including U.S. Cellular, AT&T, Cellular One, T-Mobile, Sprint, Boost, MetroPCS, Verizon Wireless, Alltel Wireless and Virgin Mobile. Msg&Data Rates May Apply. Requires text-enabled handset. Carriers are not liable for delayed or undelivered messages. You may cancel your subscription by texting STOP to 99629. You can also get info directly on your phone by texting HELP to 99629. Service will continue until customer cancels.
By providing 35cash.com with your email address, you agree to receive transactional and promotional emails from 35cash.com, its marketing partners, lenders and lender networks. You may opt-out of future email marketing messages by emailing support@35cash.com and including “unsubscribe” in the subject line.
35cash.com reserves the right to reject your inquiry at any time for any reason not prohibited by law. 35cash.com may require additional information or verification before your loan request is accepted. When you submit your information through a form on our Site, you will be connected with a lender or lending partner for further consideration based on the lender’s or lending partner’s policies and procedures. This does not mean your loan has been approved. Loan approval is solely the lender’s or lending’s partner decision. 35cash.com is not responsible for taking, approving or denying your loan request. By submitting your information, you agree that if we cannot find a lender or lending partner that can offer you the type of loan you initially requested, we will search our network of lenders and lending partners to see if we can find other lenders and lending partners with different loan products to help you.
Participating lenders and lending partners may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders and lending partners may obtain such credit reports and verify your information.
You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this Site for any illegal or inappropriate activities.
You agree to comply with all applicable laws, statutes, ordinances and regulations regarding your use of this Site and your acceptance or purchase of products or services through any of this Site’s third party vendors. 35cash.com may, in its sole discretion, report actual or perceived violations of law to law enforcement or other authorities. If we become aware of any potential or suspected violation of these Terms of Use or our Privacy Policy, we may (but are not obligated to) conduct an investigation to determine the nature and extent of the suspected violation and the appropriate enforcement action to be taken. During such investigation, we may suspend services to any customer being investigated and may delete data from our servers in order to prevent or minimize further violations. You agree to cooperate fully with any such investigation. You acknowledge that violating the Terms of Use or Privacy Policy could subject you to criminal or civil penalties.
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this Site is the intellectual property of 35cash.com, its licensees, or other third parties who have authorized use of such properties on the Site.
You have permission to view and make copies of documents, pages, images or other materials or content on this site for the sole purposes of requesting a loan. 35cash.com reserves all other rights in this Site and its contents. You may not distribute, display, transmit or disseminate any documents, pages, images, materials or content without our prior written consent. Nothing contained on this Site should be construed as conferring any right or license to any trademark, copyright or other intellectual property right.
35cash.com uses commercially reasonable efforts to ensure that the information on this Site is accurate, but accuracy is not guaranteed. 35cash.com makes no representations regarding your use of this Site or results that you may or may not obtain through such use.
NEITHER 35cash.com NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. THESE EXCLUSIONS AND LIMITATIONS ARE APPLIED TO THE FULLEST EXTENT PERMITTED BY LAW.
This Site may contain links to websites maintained by third parties. 35cash.com is not responsible for the content or privacy policies of third party websites, and the existence of such links should not be considered an endorsement or recommendation of those websites, the product or service offered or any third parties associated with those websites.
35cash.com’s Privacy Policy, which is incorporated herein by reference, is applicable to any data supplied through this Site. The Privacy Policy sets out your rights and our responsibilities regarding your personal information. 35cash.com will not use your information in any way inconsistent with the purposes and limitations provided in the Privacy Policy. 35cash.com reserves the right, in its sole discretion, to modify the Privacy Policy without prior notice to you. Modifications to the Privacy Policy are effective when posted and your continued use of this Site signifies your acceptance of such modifications.
35cash.com uses industry-recognized technology to protect your personal information. Although 35cash.com takes commercially reasonable measures to secure your personal information submitted through this Site, 35cash.com cannot guarantee that your information will not be intercepted or decrypted by others. So long as 35cash.com uses commercially reasonable security measures, it accepts no responsibility for such interception or decryption except as required by law.
35cash.com does not charge you any fees for your use of this Site or our marketplace service. 35cash.com is not acting as an agent for (1) you, (2) any lender or lending partner or (3) any supplier or vendor used in the evaluation of your loan inquiry or other use of this Site. 35cash.com may receive compensation from lenders and lending partners and other third parties for its services.
35cash.com is owned and operated by Dry River LLC , is owned and operated by Dry River LLC, a Wyoming limited liability company. By using this Site or engaging with SMSLend.com in any way, you consent to the laws and jurisdiction of Wyoming. These Terms of Use and the Privacy Policy also will be governed by and construed in accordance with the laws of Wyoming, without regard to conflict of law provisions. Any legal action brought against SMSLend.com (which must be via binding arbitration as set forth below) will be governed by the laws of Wyoming and you agree that the sole jurisdiction and venue for disputes resolution will be in Wyoming.
Should any dispute arise as to the interpretation of any term or provision of these Terms of Use or with regard to any of your dealings 35cash.com or with any lender or lending partner you borrow from as a result of 35cash.com’s service, those issues shall be decided by binding arbitration. Arbitration proceeding shall be conducted under the applicable rules of the American Arbitration Association or JAMS in Clark County, Nevada. The decision of the arbitrator shall be final and binding on both parties. The prevailing party shall be entitled to recover the cost of arbitration, travel expenses, expert testimony, travel expenses of experts, and all other expenses reasonably incurred in bringing or defending an arbitration claim, from the other party unless otherwise prohibited by law.
35cash.com reserves the right to modify these Terms of Use from time to time and without notice to you. Your use of this Site after such modification constitutes your acceptance of and agreement to any new or amended terms.
By using this Site, you agree to indemnify, defend and hold harmless 35cash.com, its subsidiaries, affiliates, officers, agents and other partners and employees, from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site.
By using the Site, you understand and agree that 35cash.com in its sole discretion and without prior notice may terminate your access to this Site and to any services offered, and may remove any content you have provided if 35cash.com believes that such content violates or is inconsistent with these Terms of Use or the Privacy Policy or their intent, or that such content may be disruptive, offensive or in violation of applicable laws.
ANY PROCEEDINGS TO RESOLVE, LITIGATE OR ARBITRATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR 35cash.com WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. NO ARBITRATION OR PROCEEDING WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS. FURTHERMORE, YOU AGREE THAT YOU WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER OR LENDING PARTNER TO WHOM YOU ARE REFERRED HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. THIS CLASS ACTION WAIVER MAY BE LIMITED BY APPLICABLE LAW, BUT IS INTENDED TO BE ENFORCED TO THE FULL EXTENT ALLOWED BY LAW.
Any reference to 35cash.com includes Dry River LLC . All rights not expressly granted to you are reserved to 35cash.com. The headings used in these Terms of Use are intended for convenience only, and shall not affect the construction and interpretation thereof. 35cash.com’s failure to insist upon or enforce strict performance of any provision of the Terms of Use shall not be construed as a waiver of such or any future provision or right. If any provision of these Terms of Use is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Use, which shall remain in full force and effect. These Terms of Use and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.
Company name: Dry River LLC
Address: 30 N. Gould St, Suite 6526 Sheridan, WY 82801
Email Address: support@35cash.com
INFORMATION FOR ISPs:
Website: www.35cash.com
Company name: Dry River LLC
Email Address: support@35cash.com
PLEASE NOTE THAT FOR QUESTIONS PERTAINING TO YOUR LOAN request STATUS, YOU MUST CONTACT YOUR LENDER OR LENDING PARTNER DIRECTLY. 35cash.com IS NOT YOUR LENDER OR LENDING PARTNER AND CANNOT ACCESS INFORMATION ABOUT YOUR LOAN APPROVAL OR STATUS.
Notice and Take Down Procedures
If you believe any materials accessible on or from the Site infringe your copyright or other intellectual property, you may request removal of those materials (or access thereto) from the Site by contacting our copyright agent (identified below) and providing the following information:
Send the above information to:
Legal Department
Dry River LLC
30 N. Gould St, Suite 6526 Sheridan, WY 82801
Email Address: legal@35cash.com
For all email submissions, please include the subject line: DMCA Takedown Request.
The purpose of the 35cash.com Privacy Policy is to provide you with a comprehensive description of 35cash.com’s online and offline practices regarding the collection, use, disclosure, and sale of personal information and of the rights of consumers regarding their personal information.
We collect the following personal information about consumers:
| Category | Categories of sources from which the information was collected | The business or commercial purpose for which the information was collected |
|---|---|---|
| Identifiers such as a real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, and driver’s license number. | Consumers directly | To connect consumers with a lender and offer other services they may be interested in. |
| Categories of personal information* such as name, social security number, address, telephone number, driver's license or state identification card number, employment, bank account number, and other financial information. | Consumers directly | To connect consumers with a lender and offer other services they may be interested in. |
| Characteristics of protected classifications under federal law and applicable state law, such as age. | Consumers directly | To connect consumers with a lender and offer other services they may be interested in. |
| Geolocation data such as your approximate location. | Data analytics providers | To connect consumers with a lender and offer other services they may be interested in. |
*as described in subdivision (e) of California Civil Code Section 1798.80
We disclose or sell the following categories of personal information to third parties for a business or commercial purpose:
| Category | The categories of third parties to whom the information was disclosed or sold |
|---|---|
| Identifiers such as a real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, and driver’s license number. | Lenders, lender-networks, and other marketing partners. |
| Categories of personal information* such as name, social security number, address, telephone number, driver's license or state identification card number, employment, bank account number, and other financial information. | Lenders, lender-networks, and other marketing partners. |
| Characteristics of protected classifications under California or federal law such as age. | Lenders, lender-networks, and other marketing partners. |
*as described in subdivision (e) of California Civil Code Section 1798.80
We do not collect or sell the personal information of minors under 16 years of age without affirmative authorization.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way.
We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive to help us improve your access to our site and identify repeat visitors to our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site.
You may opt-out of future email marketing messages by emailing support@35cash.com and including “unsubscribe” in the subject line.
To limit our sharing, email us at support@35cash.com.
support@35cash.com
If you are a California consumer as defined by the California Consumer Protection Act (“CCPA”) you have the following rights:
You have the right to request that 35cash.com disclose the personal information we collect, use, disclose, and sell by sending a request to support@35cash.com or by clicking here. For categories of information collected or disclosed, please refer to the information provided above, which reflects the categories of information collected or disclosed in the last 12 months.
In order to verify your request for information, you must provide your name, email, and phone number. A verification link will be sent to your email address. It will direct you to a verification page where you must provide your name, email address, date of birth, driver’s license number or state ID number, and Social Security number. We will match the personal information provided by you with personal information maintained by 35cash.com. You will also have to submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request. Once your identity is verified, your request will be processed in a timely manner.
You have the right to request deletion of your personal information collected or maintained by sending a request to support@35cash.com or by clicking here.
In order to verify your request for deletion, you must provide your name, email, and phone number. A verification link will be sent to your email address. It will direct you to a verification page where you must provide your name, email address, date of birth, driver’s license number or state ID number, and Social Security number. We will match the personal information provided by you with personal information maintained by 35cash.com. You will also have to submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request. Once your identity is verified, your request will be processed in a timely manner.
You have the right to opt-out of the sale of your personal information.
You can direct 35cash.com to stop selling your personal information, and to refrain from doing so in the future, by clicking here or sending a request to support@35cash.com.
If you are an Authorized Agent acting on behalf of a consumer to exercise their right to opt-out, send an email request to support@35cash.com. You will be required to submit documentation as proof of the agency relationship.
You have the right to receive nondiscriminatory treatment by us for the exercise of your privacy rights conferred by the CCPA.
Unless permitted by the CCPA, 35cash.com will not:
You have the right to designate an authorized agent to make a request under the CCPA on your behalf. To make a request on behalf of a consumer as an authorized agent, please send an email request to support@35cash.com. You will be required to provide documentation that proves the agency relationship.
Last updated: July 1, 2020